How to check Pag IBIG contribution: online verification and ID requirements

How to check Pag IBIG contribution: online verification and ID requirements

The Home Development Mutual Fund (abbreviated as HDMF), popularly known as the Pag-IBIG Fund, has helped many Filipinos to apply for flexible and affordable housing loans for many years since its inception. Do you want to know how to check Pag IBIG contribution? The process is easy and straightforward.

How to check Pag IBIG contribution
Photo: (modified by author)
Source: UGC

Most Filipinos want to live in a home they can call their own, but some may not be aware of the resources provided by the government to help realize this. One of the most valuable and yet overlooked and misunderstood is the Pag IBIG Fund.

The government founded the Pag-IBIG Fund to give Filipinos an opportunity to own a decent home. Active members can apply for a loan of up to PHP6 million ($133,526.20) which they can use to finance the home of their dreams. This loan, of course, is subject to the loaner's compliance with the requirements.

What is Pag IBIG Fund?

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You are likely wondering what the initials IBIG stand for. Philippines citizens ordinarily see the mandatory contributions deducted from their payroll as part of a national savings program. The initials have an interesting meaning, and they stand for:

  • Individuals (you)
  • Banks
  • Industry, and
  • Government

Pag-IBIG keeps your savings until you are 65 years old, and it is your emergency funds in times of need.

How to apply for Pag IBIG

How to check Pag IBIG contribution
Photo: @PagIBIGFundOfficialPage
Source: Facebook

Besides being an instrumental savings program that can benefit every member in the long run, Pag IBIG is also a standard job requirement in the Philippines.

As a result, many new job hunters are seeking information on Pag IBIG registration. What are the mandatory steps that one ought to follow to apply?

  1. To apply as a new member, log on to
  2. Once you are on the official Pag IBIG website, click on the Be a Member button and then click Register.
  3. You will be redirected to the membership registration page. Click Continue.
  4. Fill out your name and birthday on the form, answer the verification box, and click Proceed.

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The following form might look confusing, but it shouldn't be hard if you have complied with Pag IBIG ID requirements and have all the necessary documents. The form requires precise information about your family, accurate address, and employment history. You will also need to enter contact information such as your phone number and email address.

Make sure you select the appropriate option on the Member Category tab. This will prevent any issues when you are trying to take out a loan in the future. In the next tab, you will be required to provide your employment history, which is optional.

The Summary tab will ask you to review all the information you provided in the previous tabs. After double-checking the accuracy of the form, you can click Submit Registration.

Make sure to double-check the information you are providing on the form. Inaccurate information may cause problems in applying for a loan in the future. Furthermore, any changes you wish to make to your information will have to be personally requested at the nearest Pag-IBIG branch.

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At the bottom of the Successful Registration page, you will see the Print MDF button. Depending on the settings of your computer, a PDF file should appear or be downloaded to your hard drive.

This file is your Pag IBIG form (also called the Members Data Form or MDF) that you can present to your employer. It contains your registration tracking number, which is also sent to your mobile phone.

How to check your Pag-IBIG contributions

How to check Pag IBIG contribution
Photo: @PagIBIGFundOfficialPage
Source: Facebook

Do you want to know how to check Pag IBIG contribution online? Once you have been registered and start making contributions, it is integral to check your status.

You should regularly check your data to learn if the contributed amount is enough to apply for a home or a calamity loan.

You can check all your details online or manually using your Pag IBIG log in details. Visit the branch to get a hard copy of your records. Of course, the online method is a lot easier and hassle-free. All you need is an active internet connection and a computer.

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Remember, even if your payroll records reflect these remittances, it is not a satisfactory assurance that your premiums are paid in full by your employer. The only way to find factual data is through checking the records yourself.

Step 1: Visit the official online portal

Since Pag IBIG online services are easily accessible via their website, why not take advantage of the unique platform to check your contribution status? Start by browsing the webpage using any compatible browser.

Immediately you open the website; you will get a pop-up requesting you to click here for the virtual Pag-IBIG page. Click the tab to direct you to the desired portal.

Step 2: Log in to Virtual Pag IBIG with your username and password

This is another essential section of the Pag IBIG website that will allow you to access your account using your log in details. You will notice a Login button at the bottom left of your screen.

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Click the button and hit Continue to go to the log in section. Type your email address and password in the appropriate fields and press Login.

Step 3: Go to regular savings

After logging in, you will be directed to a different page possessing various Pag IBIG fund products. They include Regular Savings, MP2 Savings, Housing Loan, Calamity Loan, Loyalty Card Plus and Multipurpose Loan.

Since you are interested in the mandatory contributions, you should click the Regular savings (mandatory contributions) link. You will get results showing your initial remittance date, last remittance date, total share, total contributions in months, savings and dividends.

Step 4: Choose the preferred year

What year do you want to check your contributions? Input the range and ascertain that it is within your initial remittance and last remittance date. Once you have selected everything appropriately, hit the View contribution tab.

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Step 5: Save and print your copy

The best way of preserving your contribution records is through printing. Although it is optional, it is an excellent way of keeping tabs. If you cannot print, take a screenshot of the page, which you can print later.

How to get Pag IBIG registration tracking number after registration

The Pag IBIG registration tracking number (RTN) is located at the upper left of your Member's Data Form (MDF). It is also sent to the mobile number you provided during the registration.

How to know my Pag IBIG number (Pag-IBIG MID Number)

You can complete the Pag IBIG number verification two days after registration. To do this, you ought to send a text message in a certain format.

IDSTAT<space>[RTN]<space>< MM/DD/YYYY>, for example, ID STAT 123456789123 01/01/2000. Send to 09178884363 (Globe and TM) or 0918 888 4363 (Smart and Talk n’ Text)

This is only for newly registered users. Existing members who lost their Pag-IBIG ID number will have to request it at the nearest Pag-IBIG branch (Monday to Friday, 8 a.m. to 5 p.m.) or call the official Pag IBIG hotline (724-4244).

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Alternatively, one can send a message to Pag-IBIG's official Facebook page (@Pag-IBIG Fund) or inquire via email by sending a message to

How to get Pag IBIG ID or Loyalty Card

How to check Pag IBIG contribution
Photo: @PagIBIGFundOfficialPage
Source: Facebook

There is no way to apply for a Pag-IBIG ID (also called the Loyalty Card) online. However, you ought to download the application form online and fill it. When ready, go to your nearest Pag-IBIG branch. Have your Pag-IBIG number ready and P125 for the card fee.

What is Pag IBIG acquired assets?

Monthly contributions to Pag-IBIG paid by its members are typically allocated to build a borrower's first home. If the borrower misses consecutive arranged payments, they are considered to have defaulted the loan.

According to the agreement and terms, his or her property can be foreclosed. Although Pag-IBIG gives their borrowers a chance to buy back their seized property; they can offer this option to any who may rent and occupy your assets while the loan is still unpaid.

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If the borrower or tenants do not or cannot purchase the property, Pag-IBIG will offer it to new buyers through public bidding. This is, firstly, to recover the loss from the unpaid loan and potentially generate income for the fund.

How to loan in Pag IBIG branch?

The Pag-IBIG Fund Housing Loan Program is available to all active Pag-IBIG Fund members who have satisfied the following requirements:

  • At least 24 monthly savings lump sum payment of the required 24 months savings is allowed.
  • Applicant must not be more than 65 years old.
  • Passed satisfactory background/credit and employment/business checks of Pag-IBIG Fund.
  • Has no outstanding Pag-IBIG Fund Short-Term Loan (STL) in arrears at the time of loan application;
  • Has no Pag-IBIG Fund Housing Loan that was foreclosed, cancelled, bought back due to default, or subjected to dacion en pago. If with existing Pag-IBIG Fund Housing Loan account, either as principal borrower or co-borrower, it must be updated.

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When applying, prepare to pay the processing fee of PHP1000 and bring a fully completed Housing Loan Application Form with a recent ID photo. The applicant also needs to provide recent proof of income such as their pay slip from the last three months and a photocopy of any valid ID (front and back).

After securing all the requirements, you can proceed to the nearest Pag-IBIG branch in your location, where their staff will assist you in the process.

Never be afraid to ask questions like how to check Pag IBIG contribution. It is always good to know about the services provided by the government if you are an adult looking to secure your home. Also, it is a great idea to regularly check your contribution and do a Pag-IBIG online verification upon application to certify the accuracy of your data.

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Anyone interested in the document ought to have qualified as the government is strict about eligibility. Also, applicants ought to process their applications in person, as proxies are not allowed.


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